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Aug. 14th, 2008 11:11 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
kribbanI just made a financial decision based on emotions.
Don't worry, it's not as bad as it sounds.
As I've mentioned before, I have a credit card debt that I've managed to reduce lately. I was going to have it paid off by November.
Today I used it to buy a new cable for my modem (after coming home on Tuesday and discovering that Ragnar had bitten it off!) and the guy had trouble swiping the card. He charged it manually so I was able to make my purchase.
Still this made me a bit nervous. I used it on the boat yesterday, and was now wondering if there had been an error and I had been charged way too much.
I went home and checked, and there was no problem with it. It had probably just been de-magnetized. But it still made me uncomfortable, especially as I felt bad enough about having used it.
So I called up the national debt office where I have my long term savings account and withdrew enough money to pay off so much of my credit card debt that I can pay the rest when I get my salary in eleven days.
I'll still have enough money on my long term savings account for emergencies, but I won't be making any large purchases any time soon. But I'd rather wait for that than wait for being debt free.
I know I'm being emotional, but credit cards just make me nervous. Also, I'll save some interest this way, so it's not a completely bad idea.
Just eleven days now!
Don't worry, it's not as bad as it sounds.
As I've mentioned before, I have a credit card debt that I've managed to reduce lately. I was going to have it paid off by November.
Today I used it to buy a new cable for my modem (after coming home on Tuesday and discovering that Ragnar had bitten it off!) and the guy had trouble swiping the card. He charged it manually so I was able to make my purchase.
Still this made me a bit nervous. I used it on the boat yesterday, and was now wondering if there had been an error and I had been charged way too much.
I went home and checked, and there was no problem with it. It had probably just been de-magnetized. But it still made me uncomfortable, especially as I felt bad enough about having used it.
So I called up the national debt office where I have my long term savings account and withdrew enough money to pay off so much of my credit card debt that I can pay the rest when I get my salary in eleven days.
I'll still have enough money on my long term savings account for emergencies, but I won't be making any large purchases any time soon. But I'd rather wait for that than wait for being debt free.
I know I'm being emotional, but credit cards just make me nervous. Also, I'll save some interest this way, so it's not a completely bad idea.
Just eleven days now!
